Apple still makes it too hard for Apple Pay competitors to emerge, says UK
The CMA has concluded that Apple's compromise terms for accessing the iPhone's embedded NFC chip remain impractical for competitors seeking to develop Apple Pay alternatives. While Apple has loosened some restrictions on chip access, developers report the conditions still prevent meaningful market competition in mobile payments.
Key points
- CMA finds Apple Pay restrictions remain anticompetitive despite recent concessions
- Developers report NFC chip access terms are too restrictive to build viable alternatives
- Ongoing regulatory scrutiny of Apple's payment ecosystem control
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