Beyond the books: Real-time data is driving a small-business lending surge
Software providers are moving beyond traditional bookkeeping by combining payroll, credit, and payments into single systems. This allows for better cash flow prediction and puts these platforms in competition with traditional banks.
Key points
- Real-time data is driving a surge in small-business lending
- Platforms are integrating payments, payroll, and credit
- Software providers are now competing directly with banks
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